1. Information We Collect
Personal Information
- Email address and basic profile information
- Financial transaction data you manually input
- Budget categories and expense data
- Investment portfolio information
- User preferences and settings
Financial Data
- Expenses and income records
- Budget allocations and categories
- Investment holdings and transactions
- Account balances and financial goals
2. How We Use Your Information
Core Features
- Track and categorize your expenses
- Manage budgets and financial goals
- Generate financial reports and insights
- Provide AI-powered financial recommendations
- Sync data across your devices
Data Processing
- Store your financial data securely in the cloud
- Analyze spending patterns to provide insights
- Generate personalized financial recommendations
- Enable data backup and synchronization
3. Data Security
Security Measures
- All data is encrypted in transit and at rest
- Secure authentication using industry standards
- Regular security audits and updates
- Restricted access to authorized personnel only
Data Protection
- Your financial data is never shared with third parties
- We implement comprehensive backup systems
- Data centers use enterprise-grade security
- Regular monitoring for unauthorized access
4. Data Sharing
We DO NOT:
- Sell your personal or financial data
- Share your information with advertisers
- Use your data for marketing to third parties
- Access your data without your permission
Limited Sharing
We may share data only in these circumstances:
- With your explicit written consent
- To comply with legal requirements or court orders
- To protect our rights and users' safety
- In case of company merger or acquisition (with notice)
5. Your Rights
Data Control
- View all data we have collected about you
- Request correction of inaccurate information
- Delete your account and all associated data
- Export your data in portable formats
- Withdraw consent for data processing
Privacy Settings
- Control what data is backed up
- Manage data retention preferences
- Configure sync settings across devices
- Set privacy preferences for AI features
6. Data Retention
- We keep your data only as long as necessary
- You can delete your account at any time
- Inactive accounts are automatically deleted after 3 years
- Some data may be retained for legal compliance
- Backup data is automatically purged after deletion
7. Third-Party Services
We use trusted third-party services for:
- Cloud hosting and data storage
- Authentication and security
- AI processing and analytics
- Customer support and communication
All third-party services are required to maintain the same privacy standards we do.
8. Changes to Privacy Policy
We will notify you of any material changes through:
- In-app notifications
- Email notifications to your registered address
- Updates on our website
Continued use of the service after changes indicates acceptance of the updated policy.